"You are the way you are because that's the way you want to be. If you really wanted to be any different, you would be in the process of changing right now." -- Fred Smith

This always amazes me when I watch it. http://ping.fm/8xlnM

It's Friday...learning more about short sales and helping families. Oh yes, Friday is the day to feed the dog again.

IMHO: Wall Street is broken. Debacles like Enron, the mortgage meltdown and Maddox clearly demonstrate this is more than a mere accident - the apple is rotten to the core. Rating agencies, inept regulatory agencies and boundless loopholes make it all but impossible to 'invest' while encouraging little more than mere speculation and gambling.

"You can't reason with humans as they are not reasonable, you can only speak to their emotions, as they're only emotional." - Cliff Done It!

Medical Expense cause Bankruptcies

Last week average fixed interest rates jumped to 5.32% and guidelines for underwriting loans became tougher.

62% of bankruptcies had medical expenses as their main expenditure item says Harvard Law and Medical Schools along with Ohio University. The report goes on to say 75% of the bankruptcies filers had health insurance but it was not enough to cover their needs and they had to file for bankruptcy to survive. Furthermore, the report indicates it’s not enough to only “cover the uninsured, we need to rethink health reform”.

And we thought the main cause of bankruptcies were all those convertible real estate loans!


Free Reports:
http://www.StopForeclosureInSanCarlos.com http://LovelySanCarlosHomes.com
Foreclosure/Short Sale Information:
http://www.StartFreshLLC.com

No man is happy or complete without the modifying influence of the right woman. - Napoleon Hill on love.

Monday morning time to go into the office. Much to do today. It's all good.

Just set up my new television network. Stop on by and subscribe: http://ping.fm/nchbt

There are 42M veterans in the US. And the gov't has a great program for them to buy a home with absolutely nothing down up to $650K. R U 1?